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405 Merritt Street 8, St. Catharines, ON L2P 1P5 | Condo Apartment for Sale in St. Catharines | CondoPoint | CondoPoint

$344,900

405 Merritt Street 8, St. Catharines, ON L2P 1P5

1Bedrooms

1Bathrooms

1Parking

Key Highlights

Property TypeResidential Condo & Other

Property Sub TypeCondo Apartment

CitySt. Catharines

Neighbourhood456 - Oakdale

Days on Market29 Days

ExposureNorth

LockerOwned

Property Description

Welcome to St. James Lofts, where modern condo living meets timeless character. This beautifully designed one-bedroom suite offers an open-concept layout with soaring ceilings and oversized windows that fill the space with natural light. The stylish kitchen overlooks the spacious living and dining area, creating the pe...

Property Details

Construction MaterialsBrick

Approximate Age0

MLS StatusNew

MLS #X13496682

Annual Taxes$2,358

Maintenance Fees$359.97

Maintenance Fee IncludesWater Included, Common Elements Included, Building Insurance Included, Parking Included

Building NameSt. James Lofts

Cross StreetsOakdale / Merritt

Interior Features

HeatingHeat Pump (Electric)

CoolingCentral Air

Exterior Features

Architectural StyleCondo Apartment

Pets AllowedYes-with Restrictions

Exterior FeaturesBrick

Map

Room Details

Room Name	Size (ft)	Level
Bedroom	2.97 x 4.29	Main
Kitchen	1.85 x 3.02	Main
Living Room	2.92 x 2.95	Main
Dining Room	2.44 x 2.95	Main
Bathroom	0 x 0	Main

Mortgage Calculator & Financial Insights

Estimated Paymentmonthly

$2,090 / month

Req. Household Income

$78,380/yr

Est. Upfront Cash

$70,480

Down Payment (20%)$68,980

5% ($17,245)50% ($172,450)

Interest Rate4.50%

Amortization Period

Monthly Payment Breakdown

Principal & Interest

$1,534

Property Taxes

$197

Maintenance Fees

$360

Req. Household Income (32% GDS):$78,380/yr

* Disclaimer: Estimated calculations for informational purposes only. Actual payments may vary based on lender approval, interest rates, taxes, insurance, and other applicable costs.