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405 Merritt Street 8, St. Catharines, ON L2P 1P5, St. Catharines | 1 Bed Condo for Sale | MLS® X13844856 | CondoPoint

$319,900

405 Merritt Street 8, St. Catharines, ON L2P 1P5

1Bedrooms

1Bathrooms

1Parking

Key Highlights

Property TypeResidential Condo & Other

Property Sub TypeCondo Apartment

CitySt. Catharines

Neighbourhood456 - Oakdale

Days on Market32 Days

ExposureNorth

LockerOwned

Property Description

Welcome to St. James Lofts, where modern condo living meets timeless character. This beautifully designed one-bedroom suite offers an open-concept layout with soaring ceilings and oversized windows that fill the space with natural light. The stylish kitchen overlooks the spacious living and dining area, creating the pe...

Property Details

Construction MaterialsBrick

Approximate Age0

MLS StatusNew

MLS #X13844856

Annual Taxes$2,358

Maintenance Fees$359.97

Maintenance Fee IncludesWater Included, Common Elements Included, Building Insurance Included, Parking Included

Building NameSt. James Lofts

Cross StreetsOakdale / Merritt

Interior Features

HeatingHeat Pump (Electric)

CoolingCentral Air

Exterior Features

Architectural StyleCondo Apartment

Pets AllowedYes-with Restrictions

Exterior FeaturesBrick

Building & Property Amenities

rooftop deck/garden

water included

common elements included

building insurance included

parking included

Comprehensive Specifications

Approximate Age51-99

AreaNiagara

Bedrooms Above Grade1

Central Vacuum Y Nfalse

Contact After Expiry Y Nfalse

Contract StatusAvailable

Den Familyroom Y Nfalse

DirectionsCorner of Merritt St and Oakdale Ave

Ensuite Laundry Y Ntrue

Garage Y Nfalse

Geocode Attempts0

Geocode StatusPENDING

InclusionsBuilt-in Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer, Window Coverings, All Electric Light Fixtures, Shelving in Living Room

Kitchens Above Grade1

Kitchens Total1

Legal StoriesA

List A O RToronto Regional Real Estate Board

Living Area Range500-599

Lockfalse

Locker Unit8

Parking Level Unit18

Parking Type1Owned

Permission To Contact Listing Broker To Advertisefalse

Possession DetailsFlexible

Possession TypeFlexible

Property Management CompanyShabri

Rooms Above Grade4

Showing AppointmentsSupra/BrokerBay or call our appointment centre at 905-592-7777.

Square Foot SourceBuilder

Status Certificate Y Nfalse

Street SuffixStreet

Tax Year2026

Unit Number8

Vendor Property Info Statementfalse

Washrooms Type11

Washrooms Type1 LevelMain

Washrooms Type1 Pcs4

ZoningM1

Map

Rooms

Name	Size	Features
Living Room	2.92 x 2.95 m
Dining Room	2.44 x 2.95 m
Bedroom	2.97 x 4.29 m

Mortgage Calculator & Financial Insights

Estimated Paymentmonthly

$2,226 / month

Req. Household Income

$74,037/yr

Est. Upfront Cash

$17,495

Down Payment (5.0%)$15,995

5.0% ($15,995)50% ($159,950)

Interest Rate4.04%

Amortization Period

Monthly Payment Breakdown

Principal & Interest

$1,669

Property Taxes

$197

Maintenance Fees

$360

Req. Household Income (32% GDS):$74,037/yr

* Disclaimer: Estimated calculations for informational purposes only. Actual payments may vary based on lender approval, interest rates, taxes, insurance, and other applicable costs.