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318 SPRUCE Street 808, Waterloo, ON N2L 0E9 | Condo Apartment for Sale in Waterloo | CondoPoint | CondoPoint

$295,000

318 SPRUCE Street 808, Waterloo, ON N2L 0E9

1Bedrooms

1Bathrooms

0Parking

Key Highlights

Property TypeResidential Condo & Other

Property Sub TypeCondo Apartment

CityWaterloo

NeighbourhoodWaterloo

Days on Market24 Days

ExposureWest

Property Description

Welcome to Unit 808 at 318 Spruce St.-a stylish 1-bed, 1-bath condo offering contemporary finishes, a bright open-concept layout, and stunning eighth-floor views in one of Waterloo's most sought-after locations. Whether you're a first-time buyer, investor, young professional, or university student, this move-in-ready s...

Property Details

Construction MaterialsBrick

Approximate Age0

MLS StatusNew

MLS #X13508794

Annual Taxes$3,366

Maintenance Fees$316.27

Maintenance Fee IncludesHeat Included, Water Included, Building Insurance Included, Common Elements Included, CAC Included

Cross StreetsKING ST AND UNIVERSITY AVE

Interior Features

HeatingForced Air (Gas)

CoolingCentral Air

LaundryMain Level

Exterior Features

Architectural StyleCondo Apartment

RoofFlat

Garage TypeUnderground

Pets AllowedYes-with Restrictions

ElevatorYes

Exterior FeaturesBrick

Map

Room Details

Room Name	Size (ft)	Level
Bathroom	1.52 x 2.44	Main
Bedroom	2.74 x 3.78	Main
Kitchen	3.96 x 3.35	Main
Living Room	2.87 x 3.43	Main

Mortgage Calculator & Financial Insights

Estimated Paymentmonthly

$1,909 / month

Req. Household Income

$71,570/yr

Est. Upfront Cash

$60,500

Down Payment (20%)$59,000

5% ($14,750)50% ($147,500)

Interest Rate4.50%

Amortization Period

Monthly Payment Breakdown

Principal & Interest

$1,312

Property Taxes

$281

Maintenance Fees

$316

Req. Household Income (32% GDS):$71,570/yr

* Disclaimer: Estimated calculations for informational purposes only. Actual payments may vary based on lender approval, interest rates, taxes, insurance, and other applicable costs.